For the last few years, I have started with predictions. Last year, I had this recap and predictions: Recap of Past Predictions First, I wrote Predictions for 2008, and last year I wrote Predictions for 2009. Nothing too bold or surprising either time: "Most of the macroeconomic conditions I made in 2008 are still operative, and several of the predictions I made which came true will likely repeat in 2009. These are: 2008 will see the worst single-year decline in the median house price ever recorded One or more of our major financial institutions and one or more of our major homebuilders will fail A severe local recession I predict we will see many more angry homedebtor’s troll the blog…[READ MORE]