It's human nature to dream about the future. What's going to happen next year? We all have dreams and aspirations, and the beginning of the year is usually a time of hope and optimism about the future. For those of us interested in real estate markets, it's time to take a look at the big issues that will impact the direction of pricing, sales and affordability over the coming 12 months. With so much market manipulation, the future prices of homes largely depends on what policies come of of Washington and the boardrooms of the major banks. The old days of a free market where prices are determined by market forces are gone for the foreseeable future. Prediction the future…[READ MORE]